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  • This House Prefers housing assistance programmes to social housing schemes. Info: Housing assistance programs include policies such as mortgage and rental subsidies, preferential loans, and rent caps among others. Social housing meanwhile is government-financed construction/purchase of housing which is then made available according to means-testing to be rented out and possibly eventually bought below private market rates.

    NHSDLC British Parliamentary Open 2025 · 赛5 · 2025-01-17

  • This house supports affluent ethnic minorities engaging in voluntary separation.

    Infoslide

    Voluntary separation is a process in developed countries where relatively affluent ethnic minority communities are actively choosing to remain in areas with a high proportion of ethnic minorities. For example, affluent South Asian families in the UK tend to remain in Bradford, parts of Birmingham and London, rather than migrating to suburban areas elsewhere.

    The Earlsfort Open 2024 · Round 3 · 2024-11-19

  • This house would fully privatize Fannie and Freddie (e.g. giving control of them back to private shareholders, removing subsidies, etc.)

    Infoslide

    Fannie Mae and Freddie Mac are government-sponsored enterprises (GSEs) created by the US Federal Government to increase liquidity in the mortgage markets. After a financial institution issues a mortgage, the GSEs will evaluate the mortgage's financial characteristics (loan size, borrower credit score, demographic information). If a mortgage meets the GSE's standards, they may choose to buy it from the bank, which enables the bank to extend more loans than otherwise possible. Today, around 70% of all mortgages that banks have lent to homebuyers are eventually bought by Fannie and Freddie, who then either package and sell the mortgages as mortgage-backed securities or hold the assets on their balance sheet (currently around $7T). The GSEs were originally created as semi-private companies in that they were privately run corporations that benefitted from government support and were subject to specific government regulations. However, following the 2008 financial crisis, the US placed the GSEs under conservatorship, giving the government complete control over their operations.

    Yale Intervarsity 2024 · Open Quarterfinals · 2024-11-02

  • That we support removing all regulations on construction, other than those required for health and safety (e.g. density laws, aesthetic restrictions, parking requirements, minimum lot size requirements)

    Senior IDC 2024 · Octofinals · 2024-10-25

  • This house prefers housing assistance programmes to social housing schemes

    Infoslide

    Housing assistance programs include policies such as mortgage and rental subsidies, preferential loans, and rent caps among others. Social housing meanwhile is government-financed construction/purchase of housing which is then made available according to means-testing to be rented out and possibly eventually bought below private market rates

    Durham Schools 2024 · Round 4 · 2024-10-20

  • This house believes that the Canadian government should prioritise the widescale construction of public housing over stimulating the private market (i.e. by lifting rent caps, cutting development taxes)

    Hart House Inter-Varsity 2024 · Quarterfinals · 2024-10-18

  • This house supports state attempts to help their citizens find partners and sustain relationships (e.g providing housing support subject to being in long-term relationships, giving significant state financial aid to long term couples)

    Sofia Open 2024 · Novice Finals · 2024-10-11

  • This house supports a decentralized urban planning system

    Infoslide

    A decentralized urban planning system is one wherein decisions (e.g building regulations, permits for development, constructions for public spaces) are made on the local level (e.g city, provincial) as opposed to the national level

    Loyola Debate Open 3 · Round 1 · 2024-08-02